Kashari, Wanda Khairun Nasirin, and Yasintha Wahida Tiana. 2026. “Behavioral Factors Influencing Borrowing Intention Toward Online Lending Applications: A Prospect Theory Perspective”. Indonesian Journal of Economics, Business, Accounting, and Management (IJEBAM) 4 (2):115-30. https://doi.org/10.63901/ijebam.v4i2.180.