LAY, S. E.; SOM, V.; SOTHEARAK; PHON, S.; NGIN, P. Central Bank-Led Fintech Competition and Bank Digital Transformation in Cambodia: Evidence from Bakong, Khqr, and Interoperable Payment Infrastructure: Evidence From Bakong, Khqr, and Interoperable Payment Infrastructure. Indonesian Journal of Economics, Business, Accounting, and Management (IJEBAM), [S. l.], v. 4, n. 2, p. 61–78, 2026. DOI: 10.63901/ijebam.v4i2.176. Disponível em: https://journal.seb.co.id/ijebam/article/view/176. Acesso em: 20 jun. 2026.