SETIAWAN, G. D.; KUSUMAWARDHANI, R.; DAMANIK, J. M. The Influence of Financial Literacy, Lifestyle, and Use of Financial Technology on Financial Management Behavior of Generation Z. Indonesian Journal of Economics, Business, Accounting, and Management (IJEBAM), [S. l.], v. 4, n. 1, p. 1–11, 2026. DOI: 10.63901/ijebam.v4i1.169. Disponível em: https://journal.seb.co.id/ijebam/article/view/169. Acesso em: 9 mar. 2026.