Indonesian Journal of Economics, Business, Accounting, and Management (IJEBAM)

How to Minimize Economic Loss in Future Pandemic? A Trend Analysis Based on the Role of AI Technology

2025-07-01T22:45:47+07:00

The COVID-19 pandemic revealed the vulnerability of global economies to health crises, highlighting the need for innovative solutions. This study explores how Artificial Intelligence (AI) can reduce the financial impact of pandemics across healthcare, supply chains, and economic forecasting. Using trend analysis, it shows how AI technologies—such as predictive analytics, automation, and optimization—enhance decision-making and support continuity in health and business sectors. AI aids in virus spread forecasting, efficient resource allocation, and faster precision medicine, helping mitigate both immediate and long-term economic consequences. The research underscores the urgency of investing in AI infrastructure and regulatory frameworks to prepare for future crises. Ultimately, AI is shown not only to support pandemic response but also to lay the foundation for sustainable economic recovery and resilient societies.

The Influence of Financial Inclusion, Financial Literacy, and Financial Technology on The Financial Performance of MSMEs in Gunungkidul District

2025-06-08T02:41:40+07:00

This study looks at how the financial performance of MSMEs in Gunungkidul Regency is affected by financial inclusion, financial literacy, and financial technology. Purposive sampling is the research methodology employed in this study. The R², T, and F-Tests are used in this study for test hypotheses. The study's findings show that the financial success is significantly and favorably impacted by the financial inclusion variable, with a regression coefficient value of 6,675 and a significance value of 0,0000 < 0,05. As evidenced by its value of 6,242 and significance value of 0,0000 < 0,05; the financial literacy variable has a significant and favorable impact on financial performance. Financial technology also has a significant and beneficial impact, with a value of 3,187 and a significance value of 0,002 < 0,05.

Analysis of the Impact of ROE, EPS, CR, and DER Ratio on Stock Return in Automotive Sector Companies Listed on the IDX

2025-05-28T15:11:48+07:00

This study analyzes the effect of return on equity (ROE), earnings per share (EPS), current ratio (CR), and debt to equity ratio (DER) on stock return in automotive sector companies on the Indonesia Stock Exchange (IDX) from 2016 to 2023. Using a quantitative research approach, this study uses multiple linear regression analysis on a sample of automotive companies to examine the relationship between these financial performance indicators and stock returns. The results indicate that ROE, EPS, CR, and DER each significantly impact stock return. The simultaneous analysis confirms these four variables collectively influence stock return significantly. These findings suggest that investors should consider these financial ratios when making investment decisions in the automotive sector.